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Who pays care home fees? You have to pay for your own care costs if the valuation of your personal assets (including property, money, possessions, etc) exceeds the national threshold. What is the national threshold? The threshold is different for people in England and Northern Ireland than it is for those in Wales or Scotland. The thresholds are as at 2023: England and Northern Ireland = £23,250 Wales = £50,000 Scotland = £28,750 If the total value of all your assets is over